Interpretive Letters

Letter 7--Credit Life Insurance
Letter 11 Investment, Capital Notes & Debentures of Other Banks
Letter 12 Purchase of Sale of Securities Subject to Resale or Repurchase Agreement
Letters 13 & 21 Sale and Purchase of Federal Reserve Funds (13) and Sale of Federal or Reserve Funds (21)
Letter 14 Investment in Industrial Development Bonds by State Chartered Banks
Letter 16 Out-of-Territory Loans
Letter 17 Investment in Common Stock of Student Loan Marketing Association
Letter 18 Use of the Reserve for Dividends Payable in Common Stock in Computing Legal Loaning Limits and Outstanding Loan Commitments
Letter 20 Discrimination Based on Sex or Marital Status in the Granting of Credit
Letter 22 Credit Concentrations and Compliance with Statutory Lending Limits
Letter 23 Use of Wisconsin Consumer Act Loan Forms
Letter 24 Gold Transactions
Letter 26 (Amended) Acceptance of Individual Retirement Accounts and Self-Employed Trusts (HR-10) Trusts
Letter 27 Electronic Funds Transfer System -- Night Depositories and PIN Number Security
Letter 28 Trust Service Offices
Letter 29 Motor Vehicle Leasing
Letter 31 Branch Banking; Loan Production Offices
Letter 32 Branch Banking; FNMA Satellite Loan Program
Letter 33 Purchase of Vendor's Interest in Land Contract by State Chartered Banks
Letter 34 Requisite Contents of an Individual Retirement Account Advertisement
Letter 35 Advertising and Signage -- Designation of Banks and Branches
Letter 36 Bank Convenience Centers
Letter 37 Securities Brokerage Services
Letter 38 Insurance Services of Wisconsin Banks
Letter 39 Placement of Night Depositories
Letters #40 & 40A Nonaccrual of Interest
Letter 41 Investment in Stock of Agriculture Credit Corporation, Sec. 221.04(4m), Wis. Stats.
Letter 42 Disclosures to Shareholders in Connection with Acquisitions of Bank Stock by Bank Officers, Directors or a Holding Company Organized or Controlled by Such Persons
Letter 43 Valuation of Zero Coupon Securities
Letter 44 Investment in the Common Stock of the Federal Agricultural Mortgage Corporation; Purchase of Securities Guaranteed by the Federal Agricultural Mortgage Corporation
Letter 45 Investment in the Common Stock of the Federal Home Loan Bank
Letter 46 Advertising and Signage - Designation of Branches
Letter 47 Bank Owned Life Insurance
Letter 48 Pledging of Bank Assets