Bank Structure Changes for 1999

Merchants & Manufacturers Bancorporation, Inc., New Berlin, Wisconsin, acquired Pyramid Bancorp., Grafton, Wisconsin, and thereby acquired Grafton State Bank, Grafton, Wisconsin, effective December 31, 1999

CHANGES IN BANK STRUCTURE

Week Ending December 24, 1999

CHANGE IN NAME

Farmers Exchange Bank of Neshkoro, Neshkoro, Wisconsin, to Farmers Exchange Bank, effective December 21, 1999

CHANGES IN BANK STRUCTURE Week Ending December 17, 1999
BRANCH ESTABLISHED	First Bank Financial Centre, Oconomowoc, Wisconsin, at N112 W16760 Mequon Road, Germantown, Wisconsin, effective December 13, 1999
BRANCH ESTABLISHED	Citizens Bank of Mukwonago, Mukwonago, Wisconsin, at 5450 S. Moorland Road, New Berlin, Wisconsin, effective December 13, 1999
BRANCH CLOSINGS	Associated Bank North, Wausau, Wisconsin, at 2901 North 7^th Street, Wausau, Wisconsin, and 400 River Drive, Wausau, Wisconsin, effective December 15, 1999

CHANGES IN BANK STRUCTURE

Week Ending December 10, 1999

BRANCH ESTABLISHED

Bank of New Richmond, New Richmond, Wisconsin, at 3035 Main Street, River Falls, Wisconsin, effective December 8, 1999

BRANCH CLOSING

M&I Central State Bank, Oshkosh, Wisconsin, at 6664 State Road 44, Pickett, Wisconsin, effective December 10, 1999

CHANGES IN BANK STRUCTURE

Week Ending December 3, 1999

BRANCH ESTABLISHED

Community Bank of Central Wisconsin, Colby, Wisconsin, at 601 South Central Avenue, Marshfield, Wisconsin, effective November 30, 1999

CHANGES IN BANK STRUCTURE

Week Ending November 26, 1999

BRANCH CLOSING

Wisconsin Community Bank, Cottage Grove, Wisconsin, at 246 Park Plaza, Oshkosh, Wisconsin, effective November 25, 1999

CHANGES IN BANK STRUCTURE

Week Ending November 5, 1999

ACQUISITION BY BANK HOLDING COMPANY

Citizens Banking Corporation, Flint, Michigan, acquired F&M Bancorporation, Inc., Kaukauna, Wisconsin, effective November 1, 1999

BRANCH ESTABLISHED

River Bank, Stoddard, Wisconsin, at 900 Maple Avenue, Sparta, Wisconsin, effective November 3, 1999

CHANGES IN BANK STRUCTURE Week Ending October 29, 1999
BRANCH ESTABLISHED	Hometown Bank, St. Cloud, Wisconsin, at 245 Peters Avenue, Fond du Lac, Wisconsin, effective October 25, 1999
BRANCH ESTABLISHED	State Financial Bank – Waterford, Waterford, Wisconsin, at 850 North Wisconsin Street, Elkhorn, Wisconsin, effective October 27, 1999
BRANCH ESTABLISHED	Waukesha State Bank, Waukesha, Wisconsin, at 701 N. Meadowbrook Road, Waukesha, Wisconsin, effective October 27, 1999

CHANGES IN BANK STRUCTURE

Week Ending October 22, 1999

MERGER

F & M Trust Company, Kaukauna, Wisconsin, with and into F & M Bank-Kaukauna, Kaukauna, Wisconsin, effective October 21, 1999

CHANGES IN BANK STRUCTURE

Week Ending October 15, 1999

BRANCH ESTABLISHED

Peoples State Bank, Prairie du Chien, Wisconsin, at 1609 Elm Street, Boscobel, Wisconsin, effective October 11, 1999

BRANCH RELOCATED

Grand Marsh State Bank, Grand Marsh, Wisconsin, relocated its branch at 1874 Highway 13, Friendship, Wisconsin, to 501 North Main Street, Adams, Wisconsin, effective October 11, 1999

CHANGES IN BANK STRUCTURE

Week Ending October 8, 1999

BRANCH ESTABLISHED

M&I Bank of Southern Wisconsin, Madison, Wisconsin, at 302 E. Main Street, Madison, Wisconsin, effective October 4, 1999

CHANGES IN BANK STRUCTURE Week Ending October 1, 1999
CHARTER CANCELLATION	AMCORE Bank, Clinton, Clinton, Wisconsin, as a result of the merger with and into AMCORE Bank National Association, Rockford, South Beloit, Illinois, effective October 1, 1999
CHARTER CANCELLATION	AMCORE Bank, Montello, Montello, Wisconsin, as a result of the merger with and into AMCORE Bank National Association, Rockford, South Beloit, Illinois, effective October 1, 1999
BRANCH ESTABLISHED	State Bank of Gilman, Gilman, Wisconsin, at 4207 Irvine Avenue, Holcombe, Wisconsin, effective October 1, 1999

CHANGES IN BANK STRUCTURE

Week Ending September 24, 1999

BRANCH CLOSING

First Banking Center, Burlington, Wisconsin, at 7451 12^th Street, Somers, Wisconsin, effective September 24, 1999

CHANGES IN BANK STRUCTURE Week Ending September 17, 1999
BRANCH ESTABLISHED	Laona State Bank, Laona, Wisconsin, at 17180 Pine Tree Business Park, Lakewood, Wisconsin, effective September 13, 1999
BRANCH ESTABLISHED	Citizens Bank of Mukwonago, Mukwonago, Wisconsin, at S90 W35680 Hwy NN, Eagle, Wisconsin, effective September 13, 1999
BRANCH RELOCATED	M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin, relocated its branch at 2110 E. Moreland Blvd, Waukesha, Wisconsin, to 1580 E. Moreland Blvd., Waukesha, Wisconsin, effective September 13, 1999

CHANGES IN BANK STRUCTURE

Week Ending September 10, 1999

CHARTER CANCELLATION

Firstar Bank Wisconsin, Madison, Wisconsin, as a result of the merger with and into Firstar Bank, National Association, Cincinnati, Ohio, effective September 10, 1999

CHANGES IN BANK STRUCTURE

Week Ending September 3, 1999

BRANCH ESTABLISHED

Wisconsin Community Bank, Cottage Grove, Wisconsin, at 246 Park Plaza, Oshkosh, Wisconsin, effective September 1, 1999

BRANCH ESTABLISHED

Dairyman’s State Bank, Clintonville, Wisconsin, at N5579 State Highway 76, Shiocton, Wisconsin, effective September 1, 1999

CHANGES IN BANK STRUCTURE

Week Ending August 27, 1999

BRANCH ESTABLISHED

Wisconsin Community Bank, Cottage Grove, Wisconsin, at 2215 E. Clairmont Avenue, Eau Claire, Wisconsin, effective August 23, 1999

BRANCH RELOCATED

Farmers & Merchants Bank & Trust, Marinette, Wisconsin, relocated its branch at 2225 Pine Tree Road, Marinette, Wisconsin, to 2811 Roosevelt Road, Marinette, Wisconsin, effective August 23, 1999

CHANGES IN BANK STRUCTURE

Week Ending August 20, 1999

ACQUISITION BY BANK HOLDING COMPANY

The Bancorp, Inc., Cedarburg, Wisconsin, acquired Elcho Bancorporation, Inc., Elcho, Wisconsin, and thereby acquired Northwoods State Bank, Elcho, Wisconsin, effective August 20, 1999

CHANGES IN BANK STRUCTURE

Week Ending August 13, 1999

BRANCH ESTABLISHED

Baylake Bank, Sturgeon Bay, at 936 Furman Drive, Waupaca, Wisconsin, effective August 9, 1999

CHANGES IN BANK STRUCTURE

Week Ending August 6, 1999

BRANCH ESTABLISHED

M&I Bank of Menomonee Falls, Menomonee Falls, Wisconsin, relocated Sussex branch from N64 W22694 Main Street to N64 W25050 Prospect Circle, Sussex, Wisconsin, effective August 2, 1999

BRANCH ESTABLISHED

Woodford State Bank, Woodford, Wisconsin, at 110 Spruce Street, Argyle, Wisconsin, effective August 6, 1999

CHANGES IN BANK STRUCTURE Week Ending July 30, 1999
BRANCH ESTABLISHED	Bank One, Wisconsin, Milwaukee, Wisconsin, at 7900 South Howell Avenue, Oak Creek, Wisconsin, effective July 26, 1999
BRANCH RELOCATED	First State Bank, New London, Wisconsin, relocated its branch at 232 South Bridge Street, Manawa, Wisconsin, to 227 South Bridge Street, Manawa, Wisconsin, effective July 26, 1999
BRANCH RELOCATED	Community Bank Spring Green and Plain, Spring Green, Wisconsin, will relocate its branch at 1020 Main Street, Plain, Wisconsin, to 1065 Main Street, as a result of the bank’s purchase of the Plain Branch of M&I Bank of Southern Wisconsin, Madison, Wisconsin, effective July 26, 1999
BRANCH CLOSING	M&I Bank of Southern Wisconsin, Madison, Wisconsin, at 1065 Main Street, Plain, Wisconsin, as a result of the branch being sold to Community Bank Spring Green and Plain, Spring Green , Wisconsin, effective July 26, 1999
NEW BANK CHARTER	Legacy Bank, Milwaukee, Wisconsin, was granted a charter to transact the business of banking, effective July 29, 1999

CHANGES IN BANK STRUCTURE Week Ending July 23, 1999
BRANCH ESTABLISHED	Wisconsin Community Bank, Cottage Grove, at 1717-10^th Street, Monroe, Wisconsin, effective July 23, 1999
BRANCH CLOSING	Bank One, Wisconsin, Milwaukee, Wisconsin, at 1717-10^th Street, Monroe, Wisconsin, as a result of the branch being sold to Wisconsin Community Bank, Cottage Grove, Wisconsin, effective July 23, 1999
BRANCH CLOSINGS	Bank One, Wisconsin, Milwaukee, Wisconsin, at 123 East Puetz Road, Oak Creek, Wisconsin, and at 929 Milwaukee Avenue, South Milwaukee, Wisconsin, effective July 23, 1999

CHANGES IN BANK STRUCTURE

Week Ending July 16, 1999

BRANCH ESTABLISHED

Park Bank, Milwaukee, Wisconsin, at 9200 West Layton Avenue, Greenfield, Wisconsin, effective July 12, 1999

BRANCH ESTABLISHED

F & M Bank –Algoma, Algoma, Wisconsin, at 1426 Egg Harbor Road, Sturgeon Bay, Wisconsin, effective July 12, 1999

CHANGES IN BANK STRUCTURE

Week Ending July 9, 1999

BRANCH CLOSING

M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin, at 11270 W. Park Place, Milwaukee, Wisconsin, effective July 9, 1999

CHANGE IN NAME

Community Bank of Elkhorn, Elkhorn, Wisconsin, changed its name to F & M Bank-Elkhorn, effective July 6, 1999

CHANGES IN BANK STRUCTURE

Week Ending July 2, 1999

BRANCH ESTABLISHED

Wisconsin Community Bank temporarily at 2778 Manitowoc Road, Green Bay, Wisconsin, and permanently at 1534 Highway 41, De Pere, Wisconsin, effective July 2, 1999

BRANCH CLOSING

Community Bank of Central Wisconsin, Colby, Wisconsin, at Curtiss, Wisconsin, effective June 30, 1999

CHANGES IN BANK STRUCTURE

Week Ending June 25, 1999

BRANCH CLOSING

Bank One Wisconsin, Milwaukee, Wisconsin, at 1717 Center Avenue, Janesville, Wisconsin, effective June 25, 1999

CHANGES IN BANK STRUCTURE Week Ending June 18, 1999
BRANCH ESTABLISHED	F & M Bank-Lakeland, Woodruff, Wisconsin, relocating branch from 684 N. Fourth Street to 662 N. Fourth Street, Tomahawk, Wisconsin, effective June 15, 1999
BRANCH ESTABLISHED	Horicon State Bank, Horicon, Wisconsin, at 1535 West Paradise Drive, West Bend, Wisconsin, effective June 16, 1999
BRANCH ESTABLISHED	Associated Bank North, Wausau, Wisconsin, at 212 South Main Street, Greenwood, Wisconsin (the former branch location of Citizens Bank, National Association, Shawano, Wisconsin), effective June 18, 1999

CHANGES IN BANK STRUCTURE Week Ending June 11, 1999
BRANCH ESTABLISHED	F & M Bank-Northeast, Pulaski, Wisconsin, relocated its branch at 1721 School Lane, Suamico, Wisconsin, to 1530 Sunset Beach Road, Suamico, Wisconsin, effective June 7, 1999
BRANCH ESTABLISHED	M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin, relocated its branch at 2410 N. Dr. Martin Luther King Drive, to 2745 N. Dr. Martin Luther King Drive, Milwaukee, Wisconsin, effective June 7, 1999
BRANCH CLOSING	M&I Bank of Southern Wisconsin, Madison, Wisconsin, at 1921 Parmenter Street, Middleton, Wisconsin, effective June 11, 1999

CHANGES IN BANK STRUCTURE

Week Ending June 4, 1999

CHANGE IN NAME

Community Bank, Sheboygan, Wisconsin, to Community Bank & Trust, effective June 1, 1999

CHANGES IN BANK STRUCTURE

Week Ending May 28, 1999

BRANCH ESTABLISHED

Bank of Luxemburg, Luxemburg, Wisconsin, at 100 Old Orchard Avenue, Casco, Wisconsin, effective May 24, 1999

BRANCH CLOSING

M&I Bank of La Crosse, La Crosse, Wisconsin, at 124 North Court, Sparta, Wisconsin, as a result of the branch being acquired by the First National Bank in Viroqua, Viroqua, Wisconsin, effective May 24, 1999

CHANGES IN BANK STRUCTURE

Week Ending May 21, 1999

BRANCHES ESTABLISHED

American Bank, Fond du Lac, Wisconsin, at 200 West Main Street, Omro, Wisconsin, and 705 West Water Street, Princeton, Wisconsin, effective May 21, 1999

BRANCHES CLOSED

Bank One, Wisconsin, Milwaukee, Wisconsin, at 200 West Main Street, Omro, Wisconsin, and 705 West Water Street, Princeton, Wisconsin, as a result of the branches being acquired American Bank, Fond du Lac, Wisconsin; and at 114 North Fond du Lac Avenue, Campbellsport, Wisconsin, 118 West Edgewater Street, Cambria, Wisconsin, 113 Lake Street, Pardeeville, Wisconsin, and 103 North High Street, Randolph, Wisconsin, as a result of the branches being acquired by National Exchange Bank and Trust, Fond du Lac, Wisconsin, effective May 21, 1999

CHANGES IN BANK STRUCTURE Week Ending May 14, 1999
BRANCH ESTABLISHED	Royal Bank, Elroy, Wisconsin, at 111 Ormsby Street, Oxford, Wisconsin, effective May 8, 1999
BRANCH CLOSING	M&I Mid-State Bank, Stevens Point, Wisconsin, at 111 Ormsby Street, Oxford, Wisconsin, as a result of the branch being acquired and opened by Royal Bank, Elroy, Wisconsin, effective May 8, 1999
BRANCH ESTABLISHED	The Northwestern Bank, Chippewa Falls, Wisconsin, at 803 East Murray Street, Boyd, Wisconsin, effective May 10, 1999
BRANCH CLOSING	M&I Community State Bank, Eau Claire, Wisconsin, at 803 East Murray Street, Boyd, Wisconsin, as a result of the branch being acquired and opened by The Northwestern Bank, Chippewa Falls, effective May 10, 1999
BRANCH ESTABLISHED	Peoples State Bank, Prairie du Chien, Wisconsin, at Main Street, Mt. Hope, Wisconsin, effective May 10, 1999
BRANCH CLOSING	M&I Bank of Southern Wisconsin, Madison, Wisconsin, at Main Street, Mt. Hope, as a result of the branch being acquired and opened by Peoples State Bank, Prairie du Chien, Wisconsin, effective May 10, 1999
ACQUISITION BY BANK HOLDING COMPANY	F & M Bancorporation, Inc., acquired CBE, Inc., Elkhorn, Wisconsin, and thereby acquired Community Bank of Elkhorn, Elkhorn, Wisconsin, effective May 14, 1999

CHANGES IN BANK STRUCTURE Week Ending May 7, 1999
BRANCH ESTABLISHED	Johnson Bank, Racine, Wisconsin, at 1525 Howe Street, Racine, Wisconsin, effective May 3, 1999
BRANCH ESTABLISHED	Wisconsin Community Bank, Cottage Grove, Wisconsin, at 4706 South Taylor Drive, Sheboygan, Wisconsin, effective May 3, 1999
BRANCH ESTABLISHED	The Peoples State Bank, Mazomanie, Wisconsin, at 101 South Jones Street, Barneveld, Wisconsin, effective May 3, 1999
BRANCH CLOSING	M&I Bank of Southern Wisconsin, Madison, Wisconsin, closed its branch at 101 South Jones Street, Barneveld, Wisconsin, as a result of the branch being sold to The Peoples State Bank, Mazomanie, Wisconsin, effective May 3, 1999
BRANCH ESTABLISHED	Johnson Bank Hayward, Hayward, Wisconsin, at 333 South Main, Rice Lake, Wisconsin, effective May 7, 1999
NIGHT DEPOSITORIES ESTABLISHED	M&I Fox Valley Bank, Appleton, Wisconsin, at N1665 Greenville Drive, Greenville, Wisconsin, and at N5629 State Road 76, Shiocton, Wisconsin, effective May 7, 1999

CHANGES IN BANK STRUCTURE Week Ending April 23, 1999
BRANCH ESTABLISHED	Laona State Bank, Laona, Wisconsin, at Highway 8, Armstrong Creek, Wisconsin, effective April 19, 1999
BRANCH ESTABLISHED	Chippewa Valley Bank, Winter, Wisconsin, at Highway 8 and 5^th Street, Weyerhaeuser, Wisconsin, effective April 19, 1999
BRANCH ESTABLISHED	Dorchester State Bank, Dorchester, Wisconsin, at 604 North Division, Colby, Wisconsin, effective April 19, 1999

CHANGES IN BANK STRUCTURE

Week Ending April 16, 1999

BRANCH ESTABLISHED

Bank of Oakfield, Oakfield, Wisconsin, at 127 East Main Street, Brandon, Wisconsin, effective April 12, 1999

BRANCH CLOSING

M&I Central State Bank, Oshkosh, Wisconsin, at 127 East Main Street, Brandon, Wisconsin, as a result of the branch being sold to Bank of Oakfield, Oakfield, Wisconsin, effective April 12, 1999

CHANGES IN BANK STRUCTURE

Week Ending April 9, 1999

CHANGE IN NAME

DeForest-Morrisonville Bank, DeForest, Wisconsin, to DMB Community Bank, effective April 6, 1999

BRANCH ESTABLISHED

F & M Bank-Darlington, Darlington, Wisconsin, at 640 Dodge Street, Mineral Point, Wisconsin, effective April 7, 1999

CHANGES IN BANK STRUCTURE

Week Ending April 2, 1999

ACQUISITION BY BANK HOLDING COMPANY

Farmers State Bancshares, Inc., Bangor, Wisconsin, acquired Farmers State Bank, Bangor, Wisconsin, through the merger of Farmers State Bank and New Farmers State Bank (interim bank), Bangor, Wisconsin, effective March 31, 1999

ACQUISITION BY BANK HOLDING COMPANY

PFSB Bancorporation, Inc., Pigeon Falls, Wisconsin, acquired Pigeon Falls State Bank, Pigeon Falls, Wisconsin, through a share exchange, effective March 31, 1999

CHANGES IN BANK STRUCTURE Week Ending March 19, 1999
BRANCH ESTABLISHED	Mid America Bank, Footville, Wisconsin, at 111 Elkhorn Road, Williams Bay, Wisconsin, effective March 15, 1999
MERGER	Baylake Bank, National Association, Poy Sippi, Wisconsin, with and into Baylake Bank, Sturgeon Bay, Wisconsin, effective March 15, 1999
BRANCHES ESTABLISHED	Baylake Bank, Sturgeon Bay, Wisconsin, at 602 Main Street, Poy Sippi, Wisconsin, 764 Broadway, Berlin, Wisconsin, 307 Wolf River Drive, Fremont, Wisconsin, and 216 South Main Street, Seymour, Wisconsin, effective March 15, 1999

CHANGES IN BANK STRUCTURE Week Ending March 5, 1999
BRANCH ESTABLISHED	Community Bank, Sheboygan, Wisconsin, at 604 N. 8^th Street, Sheboygan, Wisconsin, effective March 1, 1999
MOVE THE MAIN OFFICE	Community Bank, Sheboygan, Wisconsin, from 655 S. Taylor Drive, Sheboygan, Wisconsin, to 604 N. 8^th Street, Sheboygan, Wisconsin, with the former main office location becoming a branch, effective March 1, 1999
BRANCH ESTABLISHED	Bank of Elmwood, Racine, Wisconsin, at 5455 Sheridan Road, Kenosha, Wisconsin, effective March 1, 1999
CHANGE IN NAME	Theresa State Bank, Lomira, Wisconsin, to TSB Bank, effective March 2, 1999

CHANGES IN BANK STRUCTURE Week Ending February 26, 1999
BRANCH CLOSINGS	M&I Bank Fox Valley, Appleton, Wisconsin, at N1724 State Road 76, Greenville, Wisconsin, and N5579 State Road 76, Shiocton, Wisconsin, effective February 26, 1999
BRANCH CLOSINGS	M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin, at 4534 West North Avenue, Milwaukee, Wisconsin, and 17295 West Capitol Drive, Brookfield, Wisconsin, effective February 26, 1999
BRANCH CLOSING	F & M Bank-Northeast, Pulaski, Wisconsin, at 1301 Financial Way, Sobieski, Wisconsin, effective February 26, 1999

CHANGES IN BANK STRUCTURE

Week Ending February 19, 1999

MOVE THE MAIN OFFICE

Lebanon State Bank, Lebanon, Wisconsin, moved the main office from N1826 Highway 109, Lebanon, Wisconsin, to 104 W. Main Street, Watertown, Wisconsin, with the former main office location becoming a branch, effective February 19, 1999

BRANCH ESTABLISHED

Bank of Sun Prairie, Sun Prairie, Wisconsin, at 449 West Cottage Grove Road, Cottage Grove, Wisconsin, effective February 15, 1999

CHANGES IN BANK STRUCTURE Week Ending February 5, 1999
ACQUISITION BY BANK HOLDING COMPANY	Oakfield Bancorp., Inc., Oakfield, Wisconsin, acquired Bank of Oakfield, Oakfield, Wisconsin, through the merger of the Bank of Oakfield and Oakfield Interim Bank, Oakfield, Wisconsin, effective February 1, 1999
CHANGE IN NAME	First American Bank & Trust Co., Fort Atkinson, Wisconsin, to Premier Bank, effective February 1, 1999
BRANCH CLOSING	M&I Bank Northeast, Green Bay, Wisconsin, at 529 S. Michigan Street, Sturgeon Bay, Wisconsin, effective February 5, 1999
BRANCH CLOSING	Mitchell Bank, Milwaukee, Wisconsin, at 500 Elm Grove Road, Elm Grove, Wisconsin, effective February 2, 1999
BRANCH ESTABLISHED	Grand Marsh State Bank, Grand Marsh, Wisconsin, at 120 E. Valette Street, Oxford, Wisconsin, effective February 5, 1999

CHANGES IN BANK STRUCTURE

Week Ending January 29, 1999

BRANCH ESTABLISHED

Bank One, Wisconsin, Milwaukee, Wisconsin, at 22 East Mifflin Street, Madison, Wisconsin, effective January 25, 1999

BRANCH ESTABLISHED

Peoples State Bank, Prairie du Chien, Wisconsin, at 1000 East LaPointe Street, Prairie du Chien, Wisconsin, effective January 27, 1999

CHANGES IN BANK STRUCTURE Week Ending January 22, 1999
BRANCH ESTABLISHED	River Bank, Stoddard, Wisconsin, relocated its Ferryville branch 0.1 mile north of its present location, Highway 35, Ferryville, Wisconsin, effective January 18, 1999
BRANCH ESTABLISHED	The Bank of Edgar, Edgar, Wisconsin, at 225 East Mason Street, Milwaukee, Wisconsin, effective January 19, 1999
MOVE THE MAIN OFFICE	The Bank of Edgar, Edgar, Wisconsin, moved the main office from 818 North 3^rd Avenue, Edgar, Wisconsin, to 225 East Mason Street, Milwaukee, Wisconsin, effective January 19, 1999
CHARTER CANCELLATION	The Bank of Edgar, Milwaukee, Wisconsin, converted to a national charter, effective January 19, 1999
ACQUISITION BY BANK HOLDING COMPANY	St. Francis Capital Corporation, Brookfield, Wisconsin, acquired Reliance Bancshares, Inc., Milwaukee, Wisconsin, and thereby acquired Reliance Savings Bank, Milwaukee, Wisconsin, effective January 22, 1999

CHANGES IN BANK STRUCTURE Week Ending January 15, 1999
BRANCH ESTABLISHED	North Milwaukee State Bank, Milwaukee, Wisconsin, at 9049 North 76^th Street, Milwaukee, Wisconsin, effective January 10, 1999
BRANCH ESTABLISHED	M&I Lakeview Bank, Sheboygan, Wisconsin, relocated its Plymouth branch from 315 E. Mill Street to 2002 Eastern Avenue, Plymouth, Wisconsin, effective January 11, 1999
BRANCH ESTABLISHED	Lincoln State Bank, Milwaukee, Wisconsin, at 5000 S 107^th Street, Greenfield, Wisconsin, effective January 12, 1999
BRANCH ESTABLISHED	Johnson Bank, Racine, Wisconsin, relocated its Madison branch from 4600 American Parkway to 5133 West Terrace Drive, Madison, Wisconsin, effective January 15, 1999
BRANCH ESTABLISHED	Independence State Bank, Independence, Wisconsin, at E305 Menomonie Street, Elk Mound, Wisconsin, effective January 13, 1999

CHANGES IN BANK STRUCTURE Week Ending January 8, 1999
MERGER	Jefferson County Bank, Jefferson, Wisconsin, with and into First American Bank & Trust Co., Fort Atkinson, Wisconsin, effective January 1, 1999
BRANCHES ESTABLISHED	First American Bank & Trust Co., Fort Atkinson, Wisconsin, at 320 S. Center Avenue, Jefferson, Wisconsin, and 1491 S. Hwy. 26, Jefferson, Wisconsin, effective January 1, 1999
BRANCH ESTABLISHED	Community Business Bank, Sauk City, Wisconsin, at 807 N. Main Street, Lodi, Wisconsin, effective January 4, 1999
BRANCH ESTABLISHED	Peoples State Bank, Augusta, Wisconsin, established a loan production office at 2143 East Ridge Center, Eau Claire, Wisconsin, effective January 5, 1999
BRANCH ESTABLISHED	Community State Bank, Union Grove, Wisconsin, at 1100 Fountain Hills Drive, Racine, Wisconsin, effective January 6, 1999
BRANCH ESTABLISHED	Mitchell Bank, Milwaukee, Wisconsin, at 1011 North Mayfair Road, Wauwatosa, Wisconsin, effective January 7, 1999