Financial Education

I would like to add another financial education link to this list.

Back to Your Money Matters Financial Education

PERSONAL FINANCE

Teach yourself savings and investing basics
American Savings Education Council How to save for retirement, college, etc.
news, quotes, and articles
Milwaukee Journal Sentinel Personal Finance Section
guide to the most useful consumer resources
Microsoft Money Center--includes news, quotes, and articles
money general information with news, articles, and links
Merrill Lynch Family Saving Center--for parents, teachers, and kids
Microsoft MoneyCentral Financial IQ Quiz
Microsoft MoneyCentral Article: 15 risk-averse ways to meet your retirement goals

PERSONAL FINANCIAL MANAGEMENT:

AMERICAN ASSOCIATION OF INDIVIDUAL INVESTORS
USA TODAY - SAVING
BUDGETING TIPS, CREDIT HISTORY, BUILDING GOOD CREDIT, AND MORE
ARTICLE FROM PARENTING MAGAZINE ON MAKING YOUR MONEY GO FURTHER
LYCOS GUIDE: MONEY AND DEBT MANAGEMENT

INVESTING:
HTTP://WWW.NASDAQ.COM/SERVICES/SERVICES.STM
Teach yourself savings and investing basics <http://www.nasdaq.com/asp/offsite_services.asp?content=http://www.nasd.com/ni_module_menu.html>
http://kiplinger.com/magazine/maghome.html Kiplinger's Personal Finance Magazine
http://www.asec.org/toolshm.htm American Savings Education Council--How to save for retirement, college, etc.
http://www.sec.gov/index.html (delete--better page below)
http://www.sec.gov/oiea1.htm SEC page on Investor Education and Assistance
http://www.moneyscope.com/ie/index.html quotes and news articles
http://www.wheatfirst.com/ Wheat First Union--articles, commentaries, research, etc...
http://www.better-investing.org/bi/bi.html
http://www.fdic.gov/deposit/investments/investments/index.html article: Your Investments: Consumer Facts about Investments
ROTH IRAs http://www.rothira.com/
http://www.usatoday.com/marketpl/resource.htm
http://www.moneysearch.com/

MUTUAL FUNDS
HTTP://WWW.ICI.ORG/ABOUTFUNDS/ABOUT_INVESTCO.HTML ABOUT INVESTMENT COMPANIES--GUIDE TO MUTUAL FUNDS, UNDERSTANDING MUTUAL FUNDS, FAQS, ETC...
GOPHER://GOPHER.GSA.GOV/00/STAFF/PA/CIC/MONEY/MUTFUND.TXT AN INTRODUCTION TO MUTUAL FUNDS
HTTP://WWW.AAII.ORG/MFUNDS/ AMERICAN ASSOCIATION OF INDIVIDUAL INVESTORS
HTTP://WWW.WHEATFIRST.COM/FNDSRC.ASP (DELETE)
HTTP://JUNO.LYCOS.COM/WGUIDE/WIRE/WIRE_385880655_93069_3_21.HTML LYCOS WEBSITE WITH ARTICLES AND LINKS INCLUDING A LINK TO A MULTITUDE OF MUTUAL COMPANIES
HTTP://WWW.USATODAY.COM/MONEY/LIPPER/PGMAIN.HTM

STOCKS
HTTP://WWW.AAII.ORG/STOCKS/ AMERICAN ASSOCIATION OF INDIVIDUAL INVESTORS
HTTP://WWW.QUICKEN.COM/INVESTMENTS/CHARTS QUOTES, NEWS ARTICLES, ETC...
HTTP://BROKERAGE.PRINCIPAL.COM/HTI_CH04.HTM STANDARD & POOR'S HOW TO INVEST: CHAPTER IV: STOCKS
HTTP://HYPERION.ADVANCED.ORG/10326/MARKET_SIMULATION/IQTEXT.HTML STOCK MARKET BASICS
HTTP://TQD.ADVANCED.ORG/3096/TEXT/4LEARN.HTM STOCK LEARNING CENTER

GETTING STARTED WITH INVESTMENTS
HTTP://WWW.AAII.ORG/INVBAS/ AMERICAN ASSOCIATION OF INDIVIDUAL INVESTORS
HTTP://WWW.SEC.GOV/CONSUMER/ONLINE.HTM SEC PAGE ON LEARNING ABOUT INVESTING

INVESTMENT CLUBS
HTTP://WWW.BETTER-INVESTING.ORG/CLUBS/INV_CLUB.HTML
HTTP://WWW.WHEATFIRST.COM/

UNDERSTANDING PROSPECTUSES
HTTP://WWW.ABCNEWS.GO.COM/SECTIONS/BUSINESS/DAILYNEWS/READPROSPECTUS980727/ ARTICLE: HOW TO READ A PROSPECTUS

RESOLVING DISPUTES
HTTP://WWW.NASDAQ.COM/ASP/OFFSITE_SERVICES.ASP?CONTENT=HTTP://WWW.NASD.COM/IT4C01.HTML
HTTP://WWW.BBB.ORG/COMPLAINTS/INDEX.HTML
HTTP://WWW.SEC.GOV/INVKHOME.HTM

INVESTIGATE
HTTP://WWW.FTC.GOV/BCP/CONLINE/PUBS/ALERTS/PYRDALRT.HTM FTC CONSUMER ALERT ARTICLE
HTTP://WWW.NASDAQ.COM/ASP/OFFSITE_SERVICES.ASP?CONTENT=HTTP://WWW.NASD.COM/IT4A01.HTML
HTTP://WWW.AAII.ORG/BRISSUES/ AMERICAN ASSOCIATION OF INDIVIDUAL INVESTORS
HTTP://WWW.FDIC.GOV/CONSUMER/PUBS/YI/STFFRDOC.HTML

INVESTMENT FRAUD
HTTP://WWW.SEC.GOV/ENFORCE/ALERTS/COLDCALL.HTM
HTTP://WWW.FTC.GOV/BCP/CONLINE/PUBS/ALERTS/PYRDALRT.HTM FTC CONSUMER ALERT ARTICLE
HTTP://WWW.FTC.GOV/BCP/CONLINE/PUBS/CREDIT/SECURED.HTM SECURED CARD MARKETING SCAMS
HTTP://WWW.PUBLICDEBT.TREAS.GOV/CC/CCPHONY.HTM
HTTP://WWW.AAII.ORG/BRISSUES/ AMERICAN ASSOCIATION OF INDIVIDUAL INVESTORS
HTTP://WWW.SEC.GOV/INVKHOME.HTM
HTTP://WWW.NASDAQ.COM/ASP/OFFSITE_SERVICES.ASP?CONTENT=HTTP://WWW.NASD.COM/NI_MODULE_MENU.HTML
<http://www.sec.gov/consumer/cyberfr.htm> Internet Investment Fraud article

INTERNET TRADING
HTTP://WWW.SEC.GOV/CONSUMER/JNETON.HTM LEARN ABOUT INTERNET AND ONLINE TRADING
<http://www.sec.gov/consumer/cyberfr.htm> Internet Investment Fraud article
HTTP://WWW.FDIC.GOV/CONSUMER/SUSPICIOUS/ (DELETE--RESTRUCTED WEBSITE)

MICROCAPS (PENNY STOCK)
HTTP://MOSL.SOS.STATE.MO.US/SOS-SEC/PENSTK.HTML PENNY STOCKS: A GUIDE FOR BEGINNING INVESTORS

MAKING A SMALL BUSINESS INVESTMENT CONSUMERS GUIDE
HTTP://WWW.SEC.GOV/SMBUS/QASBSEC.HTM GUIDE TO HELP UNDERSTAND HOW TO RAISE CAPITAL AND COMPLY WITH THE FEDERAL SECURITIES LAWS

MARGIN INVESTING
http://www.fn.com/quickenonfn/investing/9809/01/q_margincalls/ article

FINANCING:
VEHICLE LEASING
HTTP://WWW.EDMUNDS.COM/
HTTP://WWW.FEDERALRESERVE.GOV/PUBS/LEASING/ CONSUMER GUIDE
HTTP://SMARTMONEY.INVESTING.LYCOS.COM/AC/AUTOS/LEASING/INDEX.CFM?STORY=CC CAR LEASING CALCULATOR

PAY DAY LOANS

BUYING A HOME
HTTP://MORTGAGE.QUICKEN.COM/
http://www.bl-m.com/mrtgbsc.htm Mortgage Basics--an educational/informational page
http://www.hud.gov/buyhome.html Educational site by the Dept of Housing and Urban Development
http://www.fdic.gov/consumers/looking/index.html FDIC page on looking for the best mortgage

MORTGAGES: GLOSSARY OF TERMS
http://www.tristarloans.com/1/g/htimage/1/m/tstr_dir.map?443,13
http://www.realtyoutlook.com/content/articles/glossary_a.html

REFINANCING YOUR HOME
HTTP://WWW.QUICKEN.COM/MORTGAGE/REFINANCE/
HTTP://WWW.HOMEPATH.COM/HRP1.HTML HOME REFINANCING PATH

HOME EQUITY LOANS
HTTPS://LOANS.LENDINGTREE.COM/SECURE/CTL_BORROWER.ASP?PAGE=LOAN_SELECTION&VERB=CONTINUE&O_LOAN_TYPE=LOAN_TYPE_HOME_EQUITY&BP=8049440&SOURCE=25001&SITEID=00080494400263186812 CLICK ON HOME EQUITY RESOURCE CENTER FOR EDUCATIONAL INFO.

ESCROW ACCOUNTS

BUSINESS FINANCE

ENTREPRENEURSHIP:
HTTP://BADGER.STATE.WI.US/AGENCIES/COMMERCE/HTML/BUSINESS.HTML (DELETE--DOES NOT EXIST)
HTTP://WWW.COMMERCE.STATE.WI.US/COM-BUSINESS.HTML
HTTP://WWW.USASBE.ORG/ UNITED STATES ASSOCIATION FOR SMALL BUSINESS AND ENTREPRENEURSHIP--RESOURCES AND OTHER LINKS

RAISING CAPITAL
HTTP://WWW.WHEATFIRST.COM/RESEARCH/RSRCHTOP.HTM
Small Business Financing <http://alt-www1.getsmartinc.com/NetDynamics/ndNSAPI.nd/GetSmart/Home> Try this example of Internet Financial Services
HTTP://WWW.SEC.GOV/SMBUS/QASBSEC.HTM GUIDE TO HELP UNDERSTAND HOW TO RAISE CAPITAL AND COMPLY WITH THE FEDERAL SECURITIES LAWS

GOING PUBLIC WITH YOUR BUSINESS
HTTP://KIPLINGER.COM/SMALL/
HTTP://WWW.SEC.GOV/SMBUS1.HTM

ECONOMIC LITERARY RESOURCES

Major Curricula:
Ø College for Financial Planning
www.fp.edu <http://www.fp.edu>
· CFP education program which includes:
o Financial Planning Process and Insurance <http://www.cpeinternet.com/course_description.asp?CourseID=237>
o Investment Planning <http://www.cpeinternet.com/course_description.asp?CourseID=254>
o Income Tax Planning <http://www.cpeinternet.com/course_description.asp?CourseID=246>
o Retirement Planning and Benefits <http://www.cpeinternet.com/course_description.asp?CourseID=264>
o Estate Planning <http://www.cpeinternet.com/course_description.asp?CourseID=273>
Also includes:
o Resource lists

Ø National Endowment for Financial Education
www.nefe.org <http://www.nefe.org>
· High School Financial Planning
Also includes:
o Resource lists

Ø University of Illinois Extension
www.ag.uiuc.edu <http://www.ag.uiuc.edu>
· The Working Woman's Guide to Financial Security
Also includes:
o Is Your Financial Security at Risk?
o Money 2000
o Thrifty Living

Curriculum Supplements:
Ø National Institute for Consumer Education
www.emich.edu/public/coe/nice <http://www.emich.edu/public/coe/nice>
· Mini lessons
· Resource lists
· Full text publications
· Consumer fact sheets
· Jump$tart- an educational materials database geared toward kids
· Additional links

Budgeting, Credit, and Financial Decision Making:
Ø DoughNET
www.doughnet.com
· Financial terms and concepts for teens
· Investment for teens

Ø The Motley Fool online*
www.fool.com
· Savings
· Investment
· Debt
· Retirement
· And more!
*all provided by Motley Fool contributors and staff

Ø MSN MoneyCentral
www.moneycentral.msn.com
· Saving and spending tools and tips
· Retirement and wills
· Taxes
· Real estate
· Banking and Bills
*Check out the Insight sections!

Ø National Center for Financial Education
www.ncfe.org <http://www.ncfe.org>
· Avoiding debt
· Credit issues
· Children and $$
Also includes:
o Money bookstore
o Additional links

Ø Smart Money University
www.university.smartmoney.com <http://www.university.smartmoney.com>
· Investment
· Planning for college
· 401(k)
· Debt management

Ø TheWhiz.com
www.thewhiz.com
· asset purchase and ownership
· credit
· debt
· insurance
· investment
· taxes
· And more!
Also includes:
o Dollar Diva Q&A
o Chat room and message boards

Implementing the Budget: Spending, Saving, and Simplified Living:
Ø "Affluenza" from PBS

Af-flu-en-za n. 1. The bloated, sluggish and unfulfilled feeling that results from efforts to keep up with the Joneses. 2. An epidemic of stress, overwork, waste and indebtedness caused by dogged pursuit of the American Dream. 3. An unsustainable addiction to economic growth. 4. A television program that could change your life.

www.pbs.org/kcts/affluenza <http://www.pbs.org/kcts/affluenza>
· About the video
· "Diagnosis"
· "Treatment" Resource List
· Teacher's Guide

Ø The Simple Living Network
www.simpleliving.net <http://www.simpleliving.net>
· Simple Living newsletter
· Step by step guide to simple living
· Resource List
· Community Services
· Links

Ø The Dollar Stretcher
www.stretcher.com <http://www.stretcher.com>
· Weekly updated newsletter covering almost any subject you could think of regarding "stretching" your money

Ø Frugal Living Resources @igc (Institute for Global Communications)
www.econet.org/frugal/frugal1.html <http://www.stretcher.com>
· Frugal Living Tips
· Regional guide (though limited) to low-cost goods and services
Also includes:
o Many links!
o Discussion lists
o Additional resources, publications

TEACHERS/PARENTS
The Basics of Saving and Investing: A Teaching Guide <http://www.nasdaq.com/asp/offsite_services.asp?content=http://www.nasd.com/ni_module_menu.html>
Financial Lessons taught through a computer game: Escape from Knab <http://www.escapefromknab.com/land.html> Earn and save enough money on the planet Knab in order to buy your return ticket to Earth on July 4th.
Saving Worksheets and Brochures <http://www.asec.org/toolshm.htm> American Savings Education Council
Cash University <http://www.cashuniversity.com/home.htm> Money management for kids.
Pathfinder <http://www.pathfinder.com/welcome/> Site to other financial publications.
Family Financial Planning, <http://www.pathfinder.com/cgi-bin/parenttime/vcs/Workfamily?vcs_personality=parenttime&vcs_template=newmlworkfamily&vcs_mode=search_db&query=type+%3Ccontains%3E+Famfin> check out these magazines
US Census Bureau <http://www.census.gov/econ/www/> Economic Indicators and Facts
Economic Resources for K-12 Teachers <http://www.dpi.state.wi.us/dpi/dlcl/lbstat/ed_ss.html>
A List of Selected Internet Resources for Teachers of Economics in Secondary Schools <http://www.ecom.unimelb.edu.au/ecowww/school.html>
Social Studies--Economics <http://www.soe.uwm.edu/wcss/links.htm> The Wisconsin Council for the Social Studies
http://www.plan.ml.com/family/ Merrill Lynch Family Saving Center--for parents, teachers, and kids
HTTP://WWW.JUMPSTARTCOALITION.ORG/ JUMP $TART COALITION--FINANCIAL SMARTS FOR STUDENTS
HTTP://WWW.UNR.EDU/SB204/FLT/ FINANCIAL LITERACY RESOURCE ROOM--RESOURCES FOR TEACHERS WITH DECRIPTIONS OF CURRICULUM FOR A WIDE RANGE OF MONEY MANAGEMENT TOPICS SUCH AS CREDIT, BANKING, INSURANCE, AND INVESTING
HTTP://WWW.REEUSDA.GOV/RESD/NEWS/FENEWS07.HTM FAMILY ECONOMICS NEWS--US DEPARTMENT OF AGRICULTURE COOPERATIVE STATE RESEARCH, EDUCATION, AND EXTENTION SERVICE
HTTP://WWW.EMICH.EDU/PUBLIC/COE/NICE/TEENS.HTML STUDENTS AND CREDIT CARDS--A MINI COURSE FOR HIGH SCHOOL STUDENTS, COLLEGE STUDENTS, AND HIGH SCHOOL TEACHERS

FINANCIAL LEARNING GAMES
Financial Lessons taught through a computer game: Escape from Knab <http://www.escapefromknab.com/land.html> Earn and save enough money on the planet Knab in order to buy your return ticket to Earth on July 4th.
Arcade at Cash University <http://www.cashuniversity.com/arcade.htm>

RATES
Current Rates from Milwaukee Journal Sentinel <http://www.jsonline.com/bym/your/>
National rate averages by Bank Rate Monitor <http://www.bankrate.com/brm/rate/avg_natl.asp>
http://www.lycos.com/money/
http://realtor.com/

CALCULATORS
HTTP://WWW.SMARTCALC.COM/HOST/MONEYSEARCH/LIST.HTM
HTTP://WWW.USATODAY.COM/MONEY/CALCULAT/MCFRONT.HTM
http://www.jsonline.com/bym/your/
http://www.bankrate.com/brm/popcalc.asp
http://www.lycos.com/money/
http://www.nasdaq.com/services/lesson.stm
http://www.unipac.com/CalcFunc/calculator.asp
http://www.wheatfirst.com/fndsrc.asp
http://www.quicken.com/mortgage/
http://www.pathfinder.com/ParentTime/workfamily/wfdawndusk.html?workfam
Even more calculators <http://alt-www1.getsmartinc.com/NetDynamics/ndNSAPI.nd/GetSmart/Home>
http://www.tristarloans.com/1/g/htimage/1/m/tstr_dir.map?443,13 Mortgage Calculators

Credit Unions
http://www.ncua.gov/about/what.html

Banking links
http://www.csbs.org/info/linksndx.html

Links to links
http://www.state.ma.us/dob/links.htm

Links to Banking and Credit Union Related Sites:
Federal Financial Institutions Examination Council (FFIEC) <http://www.ffiec.gov/>
Conference Of State Bank Supervisors (CSBS) <http://www.csbsdal.org/>
National Association of State Credit Union Supervisors (NASCUS) <http://www.nascus.org/>
Federal Deposit Insurance Corporation (FDIC) <http://www.fdic.gov/>
Office of Thrift Supervision (OTS) <http://www.ots.treas.gov/>
Office of the Comptroller of the Currency (OCC) <http://www.occ.treas.gov/>
United States Treasury Department <http://www.ustreas.gov/>
National Credit Union Administration (NCUA) <http://www.ncua.gov/>
Federal Trade Commission (FTC) <http://www.ftc.gov/>
Fannie Mae http://www.fanniemae.com/
Board of Governors of the Federal Reserve System http://www.federalreserve.gov/
Federal Reserve Bank of Atlanta http://www.frbatlanta.org/
Federal Reserve Bank of Boston http://www.bos.frb.org/
Federal Reserve Bank of Chicago http://www.frbchi.org/
Federal Reserve Bank of Cleveland http://www.clev.frb.org/
Federal Reserve Bank of Dallas http://www.dallasfed.org/
Federal Reserve Bank of Kansas City http://www.kc.frb.org/
Federal Reserve Bank of Minneapolis http://woodrow.mpls.frb.fed.us/
Federal Reserve Bank of New York http://www.ny.frb.org/
Federal Reserve Bank of Philadelphia http://www.phil.frb.org/
Federal Reserve Bank of Richmond http://www.rich.frb.org/
Federal Reserve Bank of San Francisco http://www.frbsf.org/
Federal Reserve Bank of St. Louis http://www.stls.frb.org/

Links to Other State Banking Departments/Agencies:
Alaska http://www.dced.state.ak.us/bsc/bsc.htm
Arizona http://www.azbanking.com/
Arkansas http://www.azbanking.com/
California <http://www.sbd.ca.gov>
Colorado http://www.dora.state.co.us/Banking/
Connecticut <http://www.state.ct.us/dob/>
Delaware <http://www.state.de.us/bank>
Florida <http://www.dbf.state.fl.us/>
Georgia <http://www.state.ga.us>
Idaho <http://www.state.id.us/finance/dof.htm>
Illinois <http://www.state.il.us/obr/>
Indiana <http://www.dfi.state.in.us>
Iowa http://www.idob.state.ia.us/
Kansas <http://www.ink.org/public/bank-dept/>
Kentucky <http://www.dfi.state.ky.us/>
Louisiana http://www.ofi.state.la.us/
Maine <http://www.state.me.us/pfr/bkg/bkghome2.htm>
Maryland <http://www.dllr.state.md.us/finance/>
Massachusetts http://www.state.ma.us/dob/
Michigan <http://www.cis.state.mi.us/fib/>
Minnesota <http://www.commerce.state.mn.us>
Mississippi http://www.dbcf.state.ms.us/
Missouri <http://www.ecodev.state.mo.us/finance/>
Nebraska <http://www.ndbf.org>
New Hampshire http://www.state.nh.us/banking/
New Jersey http://www.naic.org/nj/NJHOMEPG.HTML
New Mexico http://www.rld.state.nm.us/fid/index.htm
New York <http://www.banking.state.ny.us>
North Carolina <http://www.state.nc.us/banking/>
North Dakota <http://www.state.nd.us/bank/banking.htm>
Ohio http://www.com.state.oh.us/dfi/
Oklahoma <http://www.state.ok.us/~sbd>
Oregon <http://www.cbs.state.or.us/external/dfcs>
Pennsylvania <http://www.banking.state.pa.us>
Rhode Island <http://www.state.ri.us/stdept/sd19.htm>
South Carolina http://www.leginfo.state.sc.us/man98/stategov/state65.html#1
South Dakota http://www.state.sd.us/dcr/dcr.html
Tennessee <http://www.state.tn.us/financialinst/>
Texas <http://www.banking.state.tx.us>
Vermont <http://www.state.vt.us/bis/>
Virginia <http://www.state.va.us/scc>
Washinton http://www.wa.gov/dfi/
West Virginia http://www.state.wv.us/banking/default.htm
Wisconsin <http://badger.state.wi.us/agencies/dfi/>
Wyoming <http://audit.state.wy.us/banking/banking.htm>

Financial Education

PERSONAL FINANCE

PERSONAL FINANCIAL MANAGEMENT:

MORTGAGES:

CREDIT:

UNDERSTANDING CREDIT

WCA POCKET GUIDE

DEBT COLLECTION