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Federal Notice

The following notices are required by 16 CFR 429.1. The first notice must be given to the consumer at the time of the sale and must be in the same language (e.g., Spanish) as that principally used in the oral sales presentation. This notice must show the date of the transaction and the name and address of the seller. The notice must be located in immediate proximity to the space reserved on the contract for the signature of the buyer or on the front of the receipt if a contract is not used. It must be in boldface type no smaller than a point size of 10.

NOTICE 1

YOU, THE BUYER MAY CANCEL THIS TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. SEE THE ATTACHED NOTICE OF CANCELLATION FORM FOR AN EXPLANATION OF THIS RIGHT.

Two copies of the second notice, shown below, must be provided to the customer in such a manner as the customer will be able to retain a complete copy of the contract or receipt in the event he or she has to cancel. This notice must also be in a minimum of 10 point bold-face type in the same language as required above.

NOTICE OF RIGHT TO CANCEL (or, alternatively, NOTICE OF CANCELLATION)

Date_____________________________

You may CANCEL this transaction, without any penalty or obligation, within THREE BUSINESS DAYS from the above date.

If you cancel, any property traded-in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within TEN BUSINESS DAYS following receipt by the seller of your cancellation notice, and any security interest arising out of the transaction will be canceled.

If you cancel, you must make available to the seller, at your residence, in substantially as good condition as when received by you, any goods delivered to you under this contract or sale; or you may, if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller’s expense and risk.

If you do make the goods available to the seller and the seller does not pick them up within 20 days of the date of your notice of cancellation, you may retain or dispose of the goods without any further obligation.

To cancel this transaction, mail or deliver a signed and dated copy of this cancellation notice, or any other written notice or telegram, to:

______________________________________ at
(Name of Seller)
______________________________________
(Address of Seller’s Place of Business)

NO LATER THAN MIDNIGHT OF _______________________________.
(Date)

I HEREBY CANCEL THIS TRANSACTION.
_________    ____________________________
(Date)          (Buyer’s Signature)