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Wisconsin Consumer Act: Open-End Credit Plan

Tattletale Notice

If the applicant for the open-end credit plan is married and the spouse is not a party to the application for credit, Section 766.56(3)(b), Wis. Stats. requires that the creditor mail written notice of the extension of credit to the non-applicant spouse. The notice must be sent to the non-applicant spouse before payment is due, and may be addressed to the non-applicant spouse, or to both spouses if the applicant states that they reside at the same address. The tattletale notice requirement may be satisfied by sending one of the following:

    1. a copy of the document evidencing the obligation;
    2. a copy of the credit disclosure given to the applicant spouse;
    3. a brief statement of the nature of the credit extended.

More information on Wisconsin’s Marital Property Law.