Interpretive Opinions Issued by DFI

Use the menu below to view the text of DFI-issued interpretive opinions on the topics listed.

•   Expedited Payment Processing Fees  (PDF: 21 KB / 1 page)
  
•   Debt Cancellation Contracts (applicable only for depository institutions)  (PDF: 449 KB / 8 pages)
•   Gap Waivers (applicable only for non-depository institutions)  (PDF: 31 KB / 1 page)
•   Customer signatures under Wis. Stats. s. 422.305  (PDF: 16 KB / 1 page)
  Written December 20, 2001
•   Ceilings and floors on variable rate loans  (PDF: 43 KB / 1 page)
  Written October 18, 2001
•   No Federal Preemption of WCA Registration by the FFELP Student Loan Program  (PDF: 36 KB / 1 page)
  Written October 1, 1999
• Agricultural Credit and Wisconsin's Marital Property Law
  Written September 22, 1998
• Agricultural Transactions - Jurisdictional Limit of sec. 422.210 Disclosure Requirement
  Written August 17, 1998
• Agricultural Transactions - Required Disclosures
  Written July 3, 1998
• Deferral Fees in Simple Interest Transactions
  Written July 8, 1998
• Retention of Records - Optical Imaging
  Written November 25, 1998
• State Lease Disclosures and Regulation M
  Written June 11, 1997
• Three-Day Right to Cancel - When is a Transaction "Consummated"?
  Written June 30, 1998
• Exclusion of Commitments to Lend in Excess of $25,000 from the Wisconsin Consumer Act
  Written April 1, 1977