Interpretive Opinions Issued by DFI

Procedure

Use the menu below to view the text of DFI-issued interpretive opinions on the topics listed.

•   Expedited Payment Processing Fees (PDF: 21 KB / 1 page)
  

•   Debt Cancellation Contracts (applicable only for depository institutions) (PDF: 449 KB / 8 pages)

•   Gap Waivers (applicable only for non-depository institutions) (PDF: 31 KB / 1 page)

•   Customer signatures under Wis. Stats. s. 422.305 (PDF: 16 KB / 1 page)
  Written December 20, 2001

•   Ceilings and floors on variable rate loans (PDF: 43 KB / 1 page)
  Written October 18, 2001

•   No Federal Preemption of WCA Registration by the FFELP Student Loan Program (PDF: 36 KB / 1 page)
  Written October 1, 1999

• Agricultural Credit and Wisconsin's Marital Property Law
  Written September 22, 1998

• Agricultural Transactions - Jurisdictional Limit of sec. 422.210 Disclosure Requirement
  Written August 17, 1998

• Agricultural Transactions - Required Disclosures
  Written July 3, 1998

• Deferral Fees in Simple Interest Transactions
  Written July 8, 1998

• Retention of Records - Optical Imaging
  Written November 25, 1998

• State Lease Disclosures and Regulation M
  Written June 11, 1997

• Three-Day Right to Cancel - When is a Transaction "Consummated"?
  Written June 30, 1998

• Exclusion of Commitments to Lend in Excess of $25,000 from the Wisconsin Consumer Act.
  Written April 1, 1977