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Credit Bureaus

There are three main credit bureaus servicing the United States: Trans Union, Equifax and Experian. Each bureau covers a primary region of the country and Trans Union is the bureau servicing the Midwest. This means many of the credit report requests made on you will be done through Trans Union. However some companies use one or more of the other bureaus. So it’s very important to contact each bureau if you find an error to ensure your report is accurate and up to date. To contact a credit bureau:

 

Trans Union Corp
Consumer Disclosure Center
PO Box 1000
Chester PA 19022
Toll-free: 1-800-916-8800
Direct: 610-690-4909

http://www.tuc.com/

 

Experian
PO Box 2002
Allen TX 75013
Toll-free: 1-888-397-3742
www.experian.com

 

Equifax
PO Box 740241
Atlanta GA 30374-0241
Toll-free: 1-800-685-1111
www.equifax.com

 

Trans Union Fraud Assistance Center
PO Box 6790
Fullerton CA 92834
Toll-free: 1-800-680-7289
Direct: 714-870-5565
Fax: 714-447-6034

 

Experian Fraud Department
PO Box 1017
Allen TX 75002
Toll-free: 1-888-397-3742
Fax: 214-390-3527

 

Equifax Fraud Assistance Center
PO Box 740256
Atlanta GA 30374
Toll-free 1-800-525-6285
Direct: 404-612-2518
Fax: 707-375-2821