Sample Letter to Dispute Entry of a Credit Report Account
Credit Bureau Name
City State Zip
Re: Your full name
Dear Credit Bureau:
I am disputing (describe entry) on my credit report.
I request that you investigate this account and, if it cannot be verified, remove it from my credit file.
If the entry is removed, I request that you make notification according to 611(d) of the Fair Credit Reporting Act.
Your full name including generation if applicable
Social security number
Give maiden name if applicable
Give addresses over past five years, including zip code
Give spouses full name and social security number if applicable
Provide copy of your current drivers license or other photo ID.
Date of Birth
Enclose a copy of your credit report with dispute entry highlighted if available