Interpretive Letters

• Letter 7 Credit Life Insurance
• Letter 11 Investment, Capital Notes & Debentures of Other Banks
• Letter 12 Purchase of Sale of Securities Subject to Resale or Repurchase Agreement
• Letters 13 & 21 Sale and Purchase of Federal Reserve Funds (13) and Sale of Federal or Reserve Funds (21)
• Letter 14 Investment in Industrial Development Bonds by State Chartered Banks
• Letter 16 Out-of-Territory Loans
• Letter 17 Investment in Common Stock of Student Loan Marketing Association
• Letter 18 Use of the Reserve for Dividends Payable in Common Stock in Computing Legal Loaning Limits and Outstanding Loan Commitments
• Letter 20 Discrimination Based on Sex or Marital Status in the Granting of Credit
• Letter 22 Credit Concentrations and Compliance with Statutory Lending Limits
• Letter 23 Use of Wisconsin Consumer Act Loan Forms
• Letter 24 Gold Transactions
• Letter 26 (Amended) Acceptance of Individual Retirement Accounts and Self-Employed Trusts (HR-10) Trusts
• Letter 27 Electronic Funds Transfer System -- Night Depositories and PIN Number Security
• Letter 28 Trust Service Offices
• Letter 29 Motor Vehicle Leasing
• Letter 31 Branch Banking; Loan Production Offices
• Letter 32 Branch Banking; FNMA Satellite Loan Program
• Letter 33 Purchase of Vendor's Interest in Land Contract by State Chartered Banks
• Letter 34 Requisite Contents of an Individual Retirement Account Advertisement
• Letter 35 Advertising and Signage -- Designation of Banks and Branches
• Letter 36 Bank Convenience Centers
• Letter 37 Securities Brokerage Services
• Letter 38 Insurance Services of Wisconsin Banks
• Letter 39 Placement of Night Depositories
• Letter 40 Nonaccrual of Interest
• Letter 41 Investment in Stock of Agriculture Credit Corporation, Sec. 221.04(4m), Wis. Stats.
• Letter 42 Disclosures to Shareholders in Connection with Acquisitions of Bank Stock by Bank Officers, Directors or a Holding Company Organized or Controlled by Such Persons
• Letter 43 Valuation of Zero Coupon Securities
• Letter 44 Investment in the Common Stock of the Federal Agricultural Mortgage Corporation; Purchase of Securities Guaranteed by the Federal Agricultural Mortgage Corporation
• Letter 45 Investment in the Common Stock of the Federal Home Loan Bank
• Letter 46 Advertising and Signage - Designation of Branches
• Letter 47 Bank Owned Life Insurance
• Letter 48 Pledging of Bank Assets
• Letter 49 Lending Limits Applicable to Credit Exposure on Derivative Transactions